My girlfriend's ultimate commuter is the Raleigh Sports I bought her. Basket in the front, 3 speeds, and it looks cool, while still being off thieves' radars. My ultimate commuter (as I have a longer commute) is a Univega Activa Trail I put drop bars and aero brakes on - it goes fast enough for group rides (top speed so far is an RPM limited 34 mph), but with a 28X24 gearing, can climb straight up a wall. At the moment I'm using a backpack, but the goal is to save up to get a small Sackville SaddleSack to carry clothes in.