Does it have to be just one bike?
I can't seem to get the url links to work for specific bikes on the Van Nicholas site, but the Amazon Rohloff ladies bike will do for tootling off to visit the wine store, imported cheese store, and custom shoemaker, and the Amazon road bike would be good for everything else. Custom fitted, of course.
The Rohloff model comes to 2937 British pounds, which is $4952 Canadian. The road bike comes to 1990 lbs/$3355 Cnd. Plus shipping and customs duties, that would pretty much eat up the $10000 and then some.
http://www.vannicholas.com