Finally kissed the pavement on my way to the college the other day. I was riding my '78 schwinn caliente spinning it out after a downhill. Going about 25-30ish(no spedo so not sure maybe faster) when my chain popped off and I almost fell off my pedals, it threw the bike back and forth a couple times before dumping on the ground. I slid on my shoulder, helmet, and backpack, almost sliding under a truck. I have a broken collar bone and some road rash, cracked my helmet in two places, but am happy to be alright. It could've been a lot worse and it could've been my '04 tcr2 that got totaled instead of the caliente. I'm on break from riding for 6-8 weeks. Probably get a stationary bike or something to keep me busy. Just happy I'm not more hurt. And that I just got health insurance again about 2 weeks ago.