Paraleisure - sorry to hear about that. Too much bad stuff going down in Chicago.
Do you really think it might be broken? I don't think there's too much of a "grey area" in terms of pain and movement between a break and a deep bruise, especially talking about the femur - that's supposed to be the most painful break (hardest bone to break). Or is it your fibula or tibia?
Good luck, sorry I know nothing about NICA.