If you have homeowners or renters insurance, turn in a claim. Even if it was a pile of bike at the time, it is personal property. It will be subject to your deductible, but you can get restart funds coming your way. I hope your have some insurance. If they say, It aint covered, ask the magic phrase, Show me in the policy where it isn't covered. You wouldn't believe how that phrase opens the checkbook.

HOPEFULLY, you got some insurance. If not, sorry, sound like something you might consider.