you can tell your sig oth, that...

you can always develop a 2 pack a day smoking habit instead and good smokes, lucky strikes, are about $7 a pack these days. ($5100/year)

$50 bar tab 2 nights a week. ($5200/year)

an oz of coke is about a grand and youd probably blow through an oz a week...that and have boonen as a best friend, but then youd be buying 2 ozs ($52000/year)

having 10 really good "adult website" subscriptions is $15 a day. ($5475/year)

a $2700 bike is a really really cheap option.

edit: btw, this is all speculation