Hey I appreciate the responses! The info is useful and saves me from finding this out after I buy a new bike. I have been to a few LBS already. One told me to look on the Internet for what I like then come back and they could order it. They are a dealer for Schwinn and Giant. Another shop showed me a Specialize Sirrus for $660. That seemed to be a nice bike, but had no fenders or rack and of course it could be added. I got the feeling he wanted to move this bike because he did not show me anything else after I asked what else you got. I obviously did not go to the right LBS. Heck they didn't even offer a test ride. I'm looking for versatility in a bicycle so I figure a commuter or a hybrid will make me happy. I don't plan on touring or racing. Just 1 or 2 hours of exercise or joy riding as well as running errands in comfort. I live in Jersey so I consider it not too bike friendly around town. Too many cars and crazy drivers. I figured the bikes I have listed in the links above could flow with any changes I would want to make like different handle bars or wider tires if my riding habits change. They seemed to be well equipped now. I thought the Cannondale quick CX rigid would be the best out of all of them. The Schwinn seems to offer some good features at a reasonable price.