Question concerning fenders
 

I'm looking for some fenders for my bike and I would like some that are clip-on. I also need to find fenders that don't require the fender holes in the frame. Any suggestions?

I put these Planet Bike Speedez on a bike that had similar problem to yours.
http://ecom1.planetbike.com/7017.html

No problems in the past 2 years, through Colorado weather.
I have to say it was a bargain (I expected the rubber to wear out after like 4 mos.)

I did ditch the screw-on connectors and use plastic tie-wraps to connect them to the triangle for the rear.

http://bontrager.com/model/06536

They can be install on the same 'bracket housing' as your breaks. (sorry for the non-tecnical term) I have these fender on mine and it works great.

Cheers!