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Originally Posted by DGlenday
(Post 14272384)
Many thanks! Looks like it will definitely be worth my while to go down there and look them over. Based on your description, Greenville might be a closer fit - but we'll visit both.
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To many retirees where I live but fortunately they give more than they get as most adopt volunteer careers and they really become part of the community.
The cheap living low tax attitude drives me nuts though. Retirement is a modern convention. My great grandparents and most grandparents worked till they dropped with their boots on. Our communities income steam is dominated by transfer payments (SS, Pensions, Pension funds, interest, dividends, etc.). In fact w/o retiree immigration, we'd have negative population growth. Just sayin... The pressure on local social services by retirees (not to mention school districts) is not really sustainable. Most BB's are going to be screwed because of no savings, pensions, investments, except for SS and M and the pressure on those will be enormous. Particularly the end of life costs.....unbelievable in last 3 years as you are drifting away in a demented fog. My mothers was about 150K and that was inexpensive and she was physically fit as a fiddle. She so wanted to be sent out to sea on the proverbial ice pack because she knew. Glad you guys and gals bike as that'll save scads of $$$. My wife and I don't think we'll ever truly retire as work is good, but I've no great answers about the dilemma. |
Originally Posted by Jseis
(Post 14272628)
To many retirees where I live but fortunately they give more than they get as most adopt volunteer careers and they really become part of the community.
The cheap living low tax attitude drives me nuts though. Retirement is a modern convention. My great grandparents and most grandparents worked till they dropped with their boots on. Our communities income steam is dominated by transfer payments (SS, Pensions, Pension funds, interest, dividends, etc.). In fact w/o retiree immigration, we'd have negative population growth. Just sayin... The pressure on local social services by retirees (not to mention school districts) is not really sustainable. Most BB's are going to be screwed because of no savings, pensions, investments, except for SS and M and the pressure on those will be enormous. Particularly the end of life costs.....unbelievable in last 3 years as you are drifting away in a demented fog. My mothers was about 150K and that was inexpensive and she was physically fit as a fiddle. She so wanted to be sent out to sea on the proverbial ice pack because she knew. Glad you guys and gals bike as that'll save scads of $$$. My wife and I don't think we'll ever truly retire as work is good, but I've no great answers about the dilemma. |
Holy crap!
Some of you seem oblivious to the fact that you'll be drawing on "SS&M" soon, and that three years before you die you'll be entering the last three years of your life. Have we become such a disposable culture that unless you're generating tax revenue your life is not worth living? This scares the crap out of me. |
IMHO tax rate itself is not the issue, it is the value you get for the taxes you pay. Where I live now the community is paying for generations of waist and a blotted system. For the services I get I would be glad to pay twice what I would pay where I lived most of my life, but not 5X. I do believe that if you want nice bike paths, parks and roads with big shoulders you will pay higher taxes, but it has to be reasonable, you need to see the value. I feel I have to move to protect my estate. The multi-tier government bureaucrats are likes pigs at a trough.
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Not far from were I grew up, in north costal san diego county. I left the area for several years, then came back to marry a woman I connected with at a high school reunion. She reconnected me with so many people I had drifted away from. I feel too much at home to want to leave. For me it is all the intangible things. Cost of living? The woman I am with now rescued me from rural Nevada. I'll take quality of life any day.
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Originally Posted by Dudelsack
(Post 14273106)
Holy crap!
Have we become such a disposable culture that unless you're generating tax revenue your life is not worth living? And we've a nation of unhealthy people approaching their mid 60's. This is serious, deadly serious. Are we headed for mass extended stay low rent rest homes to care for the elderly who will not be able to care for themselves and/or their children will go broke attempting to care for them? I see no solutions other than a broken middle and under class. I also see that many BB's will never retire. Of course euthanasia is no solution. I believe humans want to be productive, working or retired. And as I noted, many retirees have retiree careers and are contributing members of society, their idea of "work" is different than yours or mine, but work they do.. |
Originally Posted by DGlenday
(Post 14272062)
What are your thoughts about Fairfield Glade, TN?
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Originally Posted by Jseis
(Post 14272628)
To many retirees where I live but fortunately they give more than they get as most adopt volunteer careers and they really become part of the community.
The cheap living low tax attitude drives me nuts though. Retirement is a modern convention. My great grandparents and most grandparents worked till they dropped with their boots on. Our communities income steam is dominated by transfer payments (SS, Pensions, Pension funds, interest, dividends, etc.). In fact w/o retiree immigration, we'd have negative population growth. Just sayin... The pressure on local social services by retirees (not to mention school districts) is not really sustainable. Most BB's are going to be screwed because of no savings, pensions, investments, except for SS and M and the pressure on those will be enormous. Particularly the end of life costs.....unbelievable in last 3 years as you are drifting away in a demented fog. My mothers was about 150K and that was inexpensive and she was physically fit as a fiddle. She so wanted to be sent out to sea on the proverbial ice pack because she knew. Glad you guys and gals bike as that'll save scads of $$$. My wife and I don't think we'll ever truly retire as work is good, but I've no great answers about the dilemma. I think you have solved many of the issues. Unfortunately, most Americans are oblivious. I grew up in a great town with great schools. Everyone benefited from the investment in education, people moved here from all over for the the opportunities and quality of life that the education system supported. About 25 years ago I noticed that most of the BB started complaining about the taxes and the welfare state. Most of these people had made a fortune on the thriving economy and increase in property values. Now most of these same BB are dependent on Medicare and none of them are refusing their SS checks. My wife and I have decided to retire from our current careers, but we will both work or volunteer or both. We will continue to fund our children's education and we will provide direct care-giving to our parents so that they can stay in their home and not end up in some geriatric warehouse. Staying fit and eating a healthy diet will be key to our quality of life, also. America can solve it's problems, but most people don't understand what provided America with it's prosperity. We continue to elect politicians who only serve a few narrow special interests and who long ago stopped caring about the general well being of society. |
The thread is mainly about North American options, as well it should be.
Personally, having married a lovely North American, and helped her to maintain a nice little Victorian cottage in Santa Cruz CA, I'd always thought of retiring there. The Santa Cruz Tandem Riders club takes off from just across our road. Just can't afford the medical risk. 40 years diabetic, uninsurable. Everything, even being knocked off my bike, would be 'downstream risk of an existing condition'. Pity. I like the Pacific Coast. |
I am giving some serious consideration to Ecuador. Cost of living is low, as are taxes. Lots and lots of expats living there. Much slower life style. The expats I have talked to said they wished they had moved there long ago. Check it out on Internationalliving.com. Maybe I will see you there.
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+100 My retirement location will depend on where my grandchildren are living when that time comes. Currently, they are a Navy family and there Dad still has several deployments ahead before he retires. So, when the time comes for me to retire, my wife and I want to be close to my grandsons. I agree with Chasm54's statement retirement is about people not places. I just hope wherever they settle down is a bike friendly location. quote.
This idea can backfire. We have friends that have moved three times to be near there children. Funny how the kids jobs will transfer or change along with location. One time they moved to Ireland and had to come back. For us its let the kids find us if thy can. This is our time to go and go. Just saying. |
Originally Posted by Barrettscv
(Post 14274431)
Great post.
I think you have solved many of the issues. Unfortunately, most Americans are oblivious. I grew up in a great town with great schools. Everyone benefited from the investment in education, people moved here from all over for the the opportunities and quality of life that the education system supported. About 25 years ago I noticed that most of the BB started complaining about the taxes and the welfare state. Most of these people had made a fortune on the thriving economy and increase in property values. Now most of these same BB are dependent on Medicare and none of them are refusing their SS checks. My wife and I have decided to retire from our current careers, but we will both work or volunteer or both. We will continue to fund our children's education and we will provide direct care-giving to our parents so that they can stay in their home and not end up in some geriatric warehouse. Staying fit and eating a healthy diet will be key to our quality of life, also. America can solve it's problems, but most people don't understand what provided America with it's prosperity. We continue to elect politicians who only serve a few narrow special interests and who long ago stopped caring about the general well being of society. |
Originally Posted by Dudelsack
(Post 14275772)
What are BBs?
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Originally Posted by BikeWNC
(Post 14275780)
Baby Boomers.
All this negative talk about BBs, in spite of the fact that we're all guilty as charged, reminds me of a funny book by Joe Queenan called Balsalmic Dreams. He has a bit to say about us, not all of it bad, and most of it quite funny. I now return this thread to its scheduled self-loathing. |
Originally Posted by wobblyoldgeezer
(Post 14275135)
Pity. I like the Pacific Coast.
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Originally Posted by Dudelsack
(Post 14275835)
Thanks.
All this negative talk about BBs, in spite of the fact that we're all guilty as charged, reminds me of a funny book by Joe Queenan called Balsalmic Dreams. He has a bit to say about us, not all of it bad, and most of it quite funny. I now return this thread to its scheduled self-loathing. OK back to our regularly scheduled programming. |
Originally Posted by bruce19
(Post 14277211)
One fact often over looked by proponents of the Greatest Generation theory is that it's one thing to engage in dangerous pursuits when your family, friends, and society regards you as a "hero" for doing so. It's another thing to stand tall for what is right (think Civil Rights, Women's Rights, anti-war, etc.) when it flies in the face of societal norms and can get you ostracized, hurt and/or killed. At best you are reviled by the society in which you live.
OK back to our regularly scheduled programming. At least in my arena of disability advocacy, I am continually writing and saying things that - in many cases - go against the grain of lots of folks. Just a couple of examples: http://www.ourwebs.info/IssuesFromPadco.htm http://www.ourwebs.info/LEGPROFOREXT...FDDDSYSTEM.doc While many hate my guts (literally), we do make a bit of progress, with the recent firing of an Executive Director who was our main nemesis. Whether or not my writing had anything or much to do with it, I don't know, but I suspect it did. So, by at least one group, I am highly respected. |
Originally Posted by DnvrFox
(Post 14277502)
I think your statement is overly broad and full of generalizations.
At least in my arena of disability advocacy, I am continually writing and saying things that - in many cases - go against the grain of lots of folks. Just a couple of examples: http://www.ourwebs.info/IssuesFromPadco.htm http://www.ourwebs.info/LEGPROFOREXT...FDDDSYSTEM.doc While many hate my guts (literally), we do make a bit of progress, with the recent firing of an Executive Director who was our main nemesis. Whether or not my writing had anything or much to do with it, I don't know, but I suspect it did. So, by at least one group, I am highly respected. |
+1, Denver what you and your family is for the good of many. and these people need good advocates like y'all. Keep stepping on toes and ruffling feathers.
Bill |
Originally Posted by Phil85207
(Post 14275627)
This idea can backfire. We have friends that have moved three times to be near there children. Funny how the kids jobs will transfer or change along with location. One time they moved to Ireland and had to come back. For us its let the kids find us if thy can. This is our time to go and go. Just saying. The information web sites listed early in this thread have lead me to several places to investigate. Over the next year or two I will need to allocate some vacation time to this cause. One area that has raised it's head is Pocatello Id. I did visit this area once almost 20 years ago, was there for only a day but I recall it as being very nice. I will have to go back. |
Originally Posted by az_cyclist
(Post 14251514)
I like Phoenix, but forget 5 and 6 for May thru September (although I like riding those months here).
I love the double centuries in California |
Originally Posted by DnvrFox
(Post 14277502)
I think your statement is overly broad and full of generalizations.
At least in my arena of disability advocacy, I am continually writing and saying things that - in many cases - go against the grain of lots of folks. Just a couple of examples: http://www.ourwebs.info/IssuesFromPadco.htm http://www.ourwebs.info/LEGPROFOREXT...FDDDSYSTEM.doc While many hate my guts (literally), we do make a bit of progress, with the recent firing of an Executive Director who was our main nemesis. Whether or not my writing had anything or much to do with it, I don't know, but I suspect it did. So, by at least one group, I am highly respected. In the mid-'70's I was the Director of Personnel and Labor Relations at the Mansfield Training School in CT. This was a 24/7, 365 days a year residential facility for people with mental ***********. I helped create and implement a program of investigations of alleged abuse of the residents. This eventually became an independent office enacted into law by the State Legislature. The activists of the day were almost all of the Baby Boomer generation an they put into motion protests and lawsuits that forced the closing of the Training School and allowed the clients (that's what they were called back then) to move to group homes where they could live in "the least restrictive environment." The movement for "disability rights" grew out of the Civil Rights movement of the '60's IMO. Again, acting against society's sentiments of the day. |
Oh, for God's sake you can't even type ******ashun?
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Originally Posted by bruce19
(Post 14280602)
Oh, for God's sake you can't even type ******ashun?
That other word is extremely offensive to almost everyone (parents/family, clients, professionals) now in the field and has been outlawed in all governmental usage. Group homes are no longer the "LRE." Folks are living in apartments with supervision or, as in my son's case, a home where he lives with a family as the only individusal with a disability living in that home. However, MANY folks leaving high school at age 21 nowadays are living with their parents, some until their parents are in their 80's, due to massive and never-ending waitlists. Please see: http://www.noewait.com also, in regards to the argument that "natural supports" will resolve the problem, please see: http://www.ourwebs.info/naturalsupportmain.htm As you are no doubt aware, the famous Olmstead decision under the ADA is the catalyst for many Justice Department interventions reaching agreements with states to close institutions all across the country. How does this relate to "Where should I retire?" Those folks in this forum who have, as family members, individuals with intellectual and developmental disabilities severe enough to require lifetime support and/or care have a huge other factor in when, where or whether or not they can retire. A complicating factor is that Medicaid Home and Community Based Services do not transfer from state-to-state, so, if I was to want to retire in Florida (and have my child near me), for example, I would face a waiting list of 21,000 folks of about 15-20 years (I would be 92) for services. For individual and heartbreaking synopses, please see: http://www.facebook.com/NOEWAIT Where, every day, I post one more short story of an individual or family on the waitlist, such as: I am a 37 year old Mentally Challenged Adult with an elderly mother whom is also not well. We do the best we can to get by, but we need HELP as to many American Families!!!!!!!!!!!!!! My Sister typed this for me, but I told her my thoughts in my own words and "My son has brain injuries and resultant severe developmental delays. He has been waiting in Florida for any kind of services since 2003. We adopted Chris when he was 6, he's 37 and we see no relief in sight." The most devastating (and this is true) situation is where an adult child living and receiving services in Utan has both her parents die, has other supportive family in Colorado who want to provide support, but can not be serviced in Colorado because she would go to the bottom of Colorado's wait list. She remains in Utah with no family support. |
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