If after more riding I decide it is too stretched out I can always install a shorter stem. The 20" came with a 120mm stem so a 90mm or 100mm would give about the same reach as the 18" Surly built bike has.
I also have an older Univega Via De Oro hybrid 17.5" bike and had to install a much longer than original stem to give me the reach I wanted. The stem on it is about 140mm. I prefer a fairly well stretched out riding position rather than a sit up and beg position. Others have different preferences for bike fit of course.
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Gear Hubs Owned: Rohloff disc brake, SRAM iM9 disc brake, SRAM P5 freewheel, Sachs Torpedo 3 speed freewheel, NuVinci CVT, Shimano Alfine SG S-501, Sturmey Archer S5-2 Alloy. Other: 83 Colnago Super Record, Univega Via De Oro
Visit and join the Yahoo Geared Hub Bikes group for support and links.
http://groups.yahoo.com/group/Geared_hub_bikes/