I retired last May, as an administrator in a public agency, then was hired back into the same position. I now work three days a week with "flexibility of schedule" and I was able to negotiate away a couple of the responsibilities I didn't like. My wife also retired last June after 30 years of teaching. After winnowing down her to-do list I would say that I do have more time to ride and less constraints regarding the "time in the saddle. Last week I rode for 14+ hours with out a comment or concern coming from the better half.