As long as I'm not riding thru a monsoon or a hurricane, most rains are pretty nice for riding. At least in the spring and summer. Those icy needles of rain in the late fall and early winter are painfully cold. Once you have the gear to protect you during chilly rides, it's not so bad.

If you are riding to work in rainy weather, it feels great changing into dry clothes when you arrive. I comfort myself with that thought.