I really, REALLY like the IRO stock wheelset. I haven't owned a Kilo, so I can't [and won't] say much about it.

I wouldn't think it would be that difficult to clearcoat either frame. Frames are only painted on the outside anyway, and there are plenty of holes in the frame and fork. If I had a raw IRO, I would probably clearcoat it, but I would just do a DIY spraycan job and wouldn't do it professionally. Or you could tape over their logo.

The cranksets on my IRO bikes have been nice, but the stem on my wife's Mark V was sort of gross. The stem on my Angus wasn't bad. The brakes and levers weren't too bad on either.

What is most surprising - the stock saddles on my IROs have been much better than expected. Seriously. This is a surprise, as most stock saddles are awful. The seatpost is functional, but I have, and continue to use, two stock IRO saddles. I had trouble with a Brooks Team Pro, Specialized Toupe, Alias, and some different Fizik saddles. It all felt better once I went back to the cheapo IRO stock saddle.

I am not entirely sure about a Kilo, but I would not hesitate to ride any IRO bike right out of the box without swapping any parts. I hate to sound like an IRO commercial, but I was really satisfied with their service and their products. And the crash guarantee is nice also...