What if you are poor because you own a Riv?
Ok, just kidding. But I'm only a graphic designer who appreciates a certain type of bicycle aesthetic, ride quality and principals. Not "rich", that's for sure.
This is my second Riv.

I'm just getting to this thread and I'll ignore most of the typical riv vs the world comments, except for one or two.

The OP was asking about a poor man's riv and there were a lot of good suggestions.
Here's some more inspirational pics you can wade through.
http://www.cyclofiend.com/cc/

One thing I can say though is that I've built up a bunch of bikes at the same time that I've had either of my Rivendells, and none RIDE like my Rivs. Including a Steel Wool Tweed that was mentioned. I guess it's the mix of geometry and frame materials. But whatever it is, owning a riv for me is more than just about looks. Even though their hand-painted paint jobs are incredible. I don't think I've ever heard any Riv owner complain that they were disappointed in their purchase. What i HAVE seen is Riv owners end up buying a second. And a third.... and....