I just ride in my general attire.
Late Spring/Summer/Early Fall = Dickies shorts and a tshirt
Early Spring/Late Fall = Jeans and a tshirt +/- hooded sweat shirt
Shoes are my free pair of chromes. I generally carry a bag with me because Im like a girl and bring more **** than necessary with me everywhere.
Although if I ever get in the mood to ride in the winter, I wear 2 pairs of pants/socks, a long sleeve undershirt, a tshirt, a hooded sweatshirt and a coat. Minnesota sucks in the winter.
Also I very rarely wear underwear, for those of you that are interested in whats going on in that area.