I have a Trek mountain bike that I was riding to work. My commute is only a mile. I found this Electra for $150. I took the basket off and put low rise handlebars on it. The result is a hybrid beach cruiser/old-style 3-speed. Greta is a great beater/daily driver. I was going to put a rack on the back, but I think I'll just get a large messenger bag for grocery runs.
I don't ride this bike at night (yet). When I add lights, it will be safe for evening errands.