and I had a hard time finding....

http://www.hercules-bikes.de/rad.aspx?cat=44&id=360 (sorry, it's not in English)

Points I like:

-fenders
-hub light generator
-chain guard
-7 speed internal
-3 brakes, 2 canti + coaster

and, most importantly

for a miesly 500 bucks (which includes sales tax).