Gary Fischer Wingra. I really wanted to get a nice cyclocross bike and splurge but living in NYC everything can get stolen. So the entry level gary fisher city bike/commuter it was. Brooklyn has so many bike lanes now it is really changing the culture down here - drivers know what to expect for the most part. Manhattan's getting better too.
I ended up just asking my LBS to install the cheapest rack they had and i'm actually happy i ended up with a topeak. the propriety bags work with a system that really is secure and tight.
now i'll just add some black reflective tape and rear/front lights and it will be complete...
the only thing i totally hate is having to lug a huge kryptonite lock (of course the NYC model) and then the steel rope for the wheels/ect.. its like over 10lbs of extra weight.