Yeah, the Schwinn isn't a bad folder for the price and was actually kind of an improvement over an old classic Dahon I sold a few months ago for a couple of reasons, but it needed some upgrades to get the most out of it. Cranks were short armed and pretty cheap. The v-ish brakes were flexy etc. Its easy to fold and was nice to use to ride home if I went with my wife to work in the car and wanted to ride home. I haven't used my Bianchi folder yet for that purpose, but I will. I love the position of the cheap steel drop bars I put on it. Its a single speed with a coaster brake and is geared pretty low so it eats hills for breakfast. I love the thick integrated rear rack. What type of tires do you put on your folders and what width do you usually run?