Originally Posted by mihlbach

Fenders also increase the amount of toe overlap, so you should avoid really steep head tube frames. The Kilo WT (http://www.bikesdirect.com/products/.../kilott_wt.htm) is a good example of bad design. Its built with eyelets and plenty of clearance and it seems to be intended as a do-it-all bike, but the unnecessarily steep geometry (which is intended to conform to a fad, not function) is going to result in excessive toe-fender overlap for most people. Toe-fender overlap is dangerous because its possible for the fender to kep swept up by the tire, forcing it through the fork and sending you over the bars. I've seen it happen.