10-15 mph (16-24 km/h) almost stopped you in your tracks??? You need to get out and ride in the wind a lot more!! 10-15 mph (16-24 km/h) isn't much of a wind at all. When it gets over 30 km/h it is a bit breezy, but still managable ... when it gets over 50 km/h that can be a struggle.

On our 200K randonnee last weekend, it was 30 km/h gusting 60 km/h along one stretch.

Personally, I prefer wind to hills ... given the choice between one and the other. Only twice have I had to get off and walk because of wind (one was up around 80 km/h, the other was clocked at 160 km/h). But I have had to get off and walk many, many times on hills. When it comes to wind, I figure if I can maintain 15-18 km/h into the wind ... which I can do in a 10-15 mph (16-24 km/h), then I'm good. That's so much better than getting down to 5-7 km/h going up a hill.

As for warmer cycling clothing ... go to your local thrift shop and look for wool tops, preferably merino wool, but any wool will do. Wear the wool over a thinner polypro top ($20 at general sporting goods place, possibly less at places like Sierra Trading Post). That might be all you need, or you might want to pick up a decent windbreaker, or at least a vest. If you look around a bit, you can probably find one for $25 or so.

http://www.nashbar.com/bikes/SubCate..._200275_200338