I have made some panniers for the bike, since my other ones were to small and doing a very poor job. You can see the ones I made in this thread - http://www.bikeforums.net/showthread...rk-in-Progress -

I didn't grab any pictures of the modified bike with the panniers, but here are the panniers and then the bike after some more modifications -













I'm working on something right now so I can make the fenders hug the wheel. My idea is to use bungee cords and a few zip ties. I will put a zip tie on each side of the fork and make a connection point for the bungee cord on the fender and stretch the cord from the fender to the zip tie on the fork. I don't know how well this will work but it's worth a try.


And about the rack and the disc brakes -


The angle it's at is because of this area, it's a sweet spot because the rack sits nice and tight without touching any moving parts, but it stinks because the rack is at such an angle. Oh well, helps with mud and stuff.