I'll add to the bike pr0n thread . . .
Wow, what a bunch of nice bikes out there. I'm more than a little envious of some of the custom jobs in this thread. Mine, it's more of a stock job. 2010 Trek 7.2 FX - I've tuned it a bit for speed and carrying capacity - Bontrager rack, SPD pedals, bar-ends, RainRunner Reflex Trekk fenders, and 25 mm 'dillos.
Unladen:

I used just a little pop of fill flash on this shot to show how the fenders light up with the stripe down the middle - don't know why all fenders don't have this feature
Here it is with my typical load - Axiom Lasalle pannier (one side only) and Axiom Laurentian trunk bag:
Random headbadge shot