hi, i live in the south very close to hong kong. winter temp is about 10 to 12 degrees celcius on average. last year it got down to 5 i receall so no snow, its not really that cold but because it is usually so hot you convince yourself that its cold

our bad weather is tropical rain and typhoons so i need a bike set up for really heavy rain. right now i have fenders that keep me clean enough to be respectable at work but my v brakes are not great. i can wear through the pad quite significantly in a single ride so i think disk brakes are the way to go for me.