hi, I am going to start commuting to work which is a ten mile ride. The thing is I live in MA and tomorrow was supposed to be my first time. The weather calls for temps in the mid teens when I start out at 6:15 am. I was thinking it was going to be ten degrees warmer, but no. So now I am in a quandry thinking that is to cold to ride for me. I realize others ride in colder weather, but I am not sure that I will be warm enough. I have ridden when the weather is in the low 30's but this is a big difference. Any body got words of wisdom?