Interesting thread indeed.. Pam, I like your comments, I think they're spot on. Since there're a couple more years before the last of the 'boomers make it into this forum this is the right place to have this discussion. I would hate to have a boomerang (or two), but, as much as I think our generation could have done a better job getting our kids ready for life, it would appear life isn't helping out as much as it did with our parents' generation and the first half of our generation. Doohickie, do the right thing.