Funny, I was the other way. I started out with clipless and then tried out toe clips for a while. I did crash with the darn toe clips simply because my foot could not be dragged out forward with a bit of extra effort like I manage to do with my softly set up clipless.

If you're that used to toe clips it's likely just a case of re-training yourself until it becomes natural. And setting them up to be a softer retention for now is a good idea. You will only need to go to a harder retention if you find your feet stripping out of the pedals during normal pedalling.