LOL you drive a hard bargain offering more than the asking price. A few weeks ago I bought a Schwinn CrissCross for $50 at a thrift store. It had some newer tires and stuff like that so it was pretty much a steal. It done have a cracked rear rim that I didn't notice, but I have other wheelsets laying around so I ma not concerned about that. I've been to busy an had to many other projects and vacation so I haven't gotten it fixed up and rideable yet, but I am pretty happy with the purchase. I might end up putting dropbars on it at some point if the reach isn't too far. Its not easy to find older hybrid frame like this one in larger sizes. I can't justify an expensive bike either. The most expensive bike I now own was $240. Instead of one expensive bike I own a bunch of cheaper bikes and yes I own to many bikes, but at some point I don't feel too bad about it becasue alot of them I could sell and later easily replace if needed or desired.

Looks like you have a 1992

http://bikecatalogs.org/SCHWINN/MODELS/Crosscut.html