Good one...Nice advice...

Don't think that would have helped me at the Tour of Catskills...

You see, I race and like the short cockpit....Makes for a quicker handling bike...

There's more to bike fit then arbitrary numbers such as 'if you ride a 100mm stem your bike is too big'...The real scary part is guys spouting that off and then newbs reading it and believing it...

Oh and to the OP, that just happens sometimes...My wife has that issue and she is not carrying a spare tire
She's just really flexible and when she get in the drops she will at times hit her stomach with her thighs...No biggie...