Originally Posted by jon c.

Personally, I think these fine folks who scoff at winter jackets must have different blood in their veins than I do. Living in the Florida Panhandle, I'm in a light jacket at anything under 75 and a winter coat in the 50s. I loathe being cold and get cold very easily. When we have our A/C set at 83 in the summer I'll often get chilly and need to turn it up to 85. I'm guessing you may be a lot like me, in which case yes, you need a winter jacket