I know everyone is different, but I need something that's got some sort of lining in it unless I'm wearing long sleeves underneath. My rain coat is waterproof and wind proof and I've used that on top of several layers in cold weather before and it worked fine, but the sleeves aren't lined and if I wear short sleeves underneath it sticks to my arms and the sleeves become nasty bags of sweat. Even some mesh liner to get the plastic off of the skin makes a world of difference. Just something to consider if you go the windbreaker/layers route.