I don't usually use bike gear if going to the corner store or Wally World.

I wear loose regular clothing and these:
http://www.ebay.com/itm/170897706502...84.m1497.l2649
The orange in the picture is the padding with the shorts turned inside out. Dang it, I was wanting to ride down the road with an orange butt. Kinda like a wolly worm if you fly fish. Only twelve bucks and just a few weeks in the mail. They are as well made as any of the overpriced shorts I have.....probably made in the same factory.

Those and a Specialized BG saddle work great.

Keep an eye on eBarf. You can get a good $100+ saddle, in nice shape, for at least half off the new price.