It is entirely possible that many of us will reach into the 90's and beyond. Modern Medicine can replace almost anything in the body but the brain and so the odds are in our favor. The real question will be, can you afford to live that long? This is my bigest concern about retirement. If I looked at normal projections I could have retired in 2000, if I did I would have regretted it - my retirement funds would have been devastated in 2008 not to mention the soaring healthcare costs once you start to need the healthcare system. I think I should be able to retire by 2018 with multiple legs in my retirement plan but now that I look at what is happening in some major municipalities and what were pillars of industry (Bankruptcies wiping out "guaranteed pensions" and healthcare benefits) I am beginning to wonder. Detroit is filing for bankruptcy http://www.usatoday.com/story/news/n...ional/2569481/
as many others have, thousands of pensioners may be left on the beach. There are no guarantees in today's world.

So I hope we all live to the 90's and beyond and I hope we all have the luck to dodge the financial machine gun fire coming our way, I just don't see how the system (public or private) can support us.