Not to be negative but it's NE England. The weather is rain / no rain. I only had one spill last year due to ice. I ditched the toeclips after that.

I'm also car free as the car is now in SE England.

edit: the other way to answer the question is that since purchasing the bike almost one year ago:

134.5 commutes by bike (80%)
26.5 by car (19.7%)
7.0 by bus (0.3%)
168 commute total for the nearly complete year of ownership

those car days don't clump together every for a move to London for the gf and a few colleagues in town.