Anyone on here have either purchased insurance for your bicycle or managed to have been reimbursed by Kryptonite for a bike theft? I'm planning on using my bike to commute. Bike cost me $700, which I still owe the full amount to my credit card(no interests currently). I looked up several quotes and the cheapest one which covers theft costs $8.33 a month. Honestly this sounds pretty good and since it's insurance I'm willing to bet it's a lot better than any bike lock warranty, which I hear is extremely difficult to get reimbursed for. Any thoughts on the matter?