Joined: Aug 2008
Posts: 13,144
Likes: 2,167
From: Ann Arbor, MI
Bikes: 15 Kinesis Racelight 4S, 76 Motebecane Gran Jubilée, 17 Dedacciai Gladiatore2, 12 Breezer Venturi, 09 Dahon Mariner, 12 Mercier Nano, 95 DeKerf Team SL, 19 Tern Rally, 21 Breezer Doppler Cafe+, 19 T-Lab X3, 91 Serotta CII, 23 3T Strada
I'd suggest doing it through renters or homeowners insurance plans. I have recovered for theft from both. Be aware you may have to add bicycles as a rider on a base policy, so be clear that is a primary concern. It wont be the cheapest, as it covers all your belongings and housing, but that's nice coverage to have anyway; I've seen it needed.
Markel Insurance offers bicycle insurance for USA Cycling members, but probably offers it to non-members as well, so that's probably worth looking into if you haven't already.