Originally Posted by
noodle soup
more stable might be another way to look at it
try loading a touring bike with the heaviest items up high, versus down low, and tell me if you notice a difference.
btw, sorry for quoting you on that.

More stable especially when descending. It would be a decent touring bike, it has rear rack mounts and a third bottle mount. This is the bike made by Fitwell. It comes with a pretty nice Novatech hubbed wheelset and good tires which isn't common for a stock bike, and they're marked way down direct from their website. Didn't like the looks at first but it's growing on me.