Something else to be aware of when making an insurance claim for a stolen bike or a collection...

My home owner's insurance has cost of replacement coverage for everything in my house.

But... the fine print excludes any bicycles used for competition!

I've questioned my insurance agent about this a number of times and I've tried to get a rider for my bike collection. I keep getting the answer: "Don't worry, you're covered"!

Most of my bikes could have or were raced at least sometime during their lifetime.

The only defense that I can think of is they are a collection of antiques???

verktyg

Chas.