1) what's the point of the rack if the saddle bag hangs over 3/4 of it? Go one way or the other. Either use a small saddle bag that carries a tube, and a few tools, and then a regular trunk bag or a pannier for your work supplies or extra gear, or no saddle bag and toss everything in either the trunk or pannier. OR keep the large saddle bag, and remove the rack entirely.

2) bungee cords have to go

3) as stated previously, get some metal toe cages and nice straps - get rid of those dirty looking monstrosities.

4) I'm not a fan of the type of bars, but the bar tape color is good.