Two crashes.
The first was as when I was twelve or thirteen and I still (age 64) have a visible scar on my elbow from the road rash. I was racing another kid. The bike was a three speed and it unexpectedly downshifted when I stood up to pedal harder. I was thrown off balance and went down. 'Twas a dangerous time when nobody had even heard of a bicycle helmet, much less wore one. I was lucky. All damage was to my right arm on the elbow and hand.
#2 was a few years ago at probably half the speed of #1.
It was an early season ride. I was just starting to get in some decent miles and was less than a mile from home. I lived out in the country at the time, and though it wasn't a factor in the crash, the last .3 of a mile was on a gravel road. I had, maybe, 150 yards of paved road left when a neighbor's dog came out to chase me. It was part of the daily ride, he wasn't trying to bite, and he always stopped chasing before I turned on to the gravel road I lived on. That particular day, he decided to change things around a little. Instead staying behind me, he decided to run ahead of me, run in front of me......and stop. I went from about 12 mph to zero in a split second. Unlike my childhood wreck, I was wearing a helmet. Also unlike my childhood wreck, I was attached to the pedals with LOOK cleats. More age and a lot more weight made contact with the ground a lot worse than it had been as a kid. I dragged myself and bike out of the road and sat in the ditch. The sleeve on my jacket was shredded, although it was intact enough to allow the blood to run out the cuff and off my fingertips. My helmet, I would notice later, was crushed on the right side. The dog was standing in front of me wagging his tail because it was the first time I had ever stopped for him.
Before it was all over, there was a trip to an emergency room for the infection that had started from the road rash, and a trip to a different clinic when the pills prescribed at the ER weren't doing the job. The doctor at the clinic sent me out of town to a specialist who really wanted to stick me in a hospital but agreed not to if I would promise to check back if things didn't improve quickly.
I also had to buy a new helmet and rain jacket.
The good news, is that I didn't break anything.