My current utility bike. This configuration is for longer trips where I plan on being out with the dog for the day. Panniers carry extra food, water, clean t-shirt, dog supplies, locks, first aid, etc. I use this bike for pretty much everything from shopping to travel, light touring, hauling the dog to our favorite parks and so on.
Saving money for either a Yuba Mundo, Boda Boda, or maybe a Big Dummy.