Thanks for the recommendations guys, however being unemployed (thus bike instead of car) I'm disinclined to spend any more than I have to and "a little more" at $150-200 just isn't realistic for me right now unless I know I can turn it for a profit when the time comes.
That being said my risk profile at 100-120 seems more manageable, though I had been speaking to someone about a '84 Trek 720 at $250 (a bike that I'm confident I could sell for $3-400) but they still seem emotionally attached to the bike so I'm moving on to cheaper more utilitarian pastures.