Each to their own, but my experience growing up in Irish winters was that at the first hint of rain, wool knit gloves offered absolutely no wind protection any more. They just turned into heavy sodden lumps on the ends of your arms. You’d need a pair of rubber gloves over them to get any positive insulation.

Not that the Target gloves I mentioned are so completely weather proof as to keep your fingers toasty through the worst, but they offer that bit more water repelling, and what they do absorb they keep warmish.