My circumstances changes as I've move twice since it started making me money. Initially, I needed to the bike to get to work versus taking the bus. I broke even quite quickly that way.

Then I moved within England and could walk into work. So, I didn't cycle. Now, I bought a house about a 20-min walk from work, so I cycle in again There is a free bus as well also, so I don't really save.

732 USD seems like quite bit but that includes everything, so I guess that it makes sense.

Anyways, we'll see what happens in the longer-term!