I have a hardtail Stumpjumper I ride mostly when weather is not good for a road ride. I try to ride every day during my lunch break and on weekends. Since I'm usually riding when conditions aren't great, mud is an issue, and I don't like going back to work with a soaked back/butt for obvious reasons.

What are the best mudguards for me? Is there anything that will work on a hardtail MTB that provides as much coverage as full fenders on a road bike? And is there something easy to clip on in the front that will provide some protection? I can't go with a fixed mudguard there because my bike rides on a fork mount in the back of my CRV, with the bike fork up against the back seat.