I know the ideal would be to be sized at a shop, but I'm buying within the next week, and hopefully in the next few days. The shops (at least around here) are open for online buying, pick up, and service only, not for sizing and shopping.

The charts are based on both height and inseam. I get inseam (top bar height), but how important is the height stat? You see, I'm an odd size. My torso is bigger than my legs. I can rarely buy off the rack suits, either custom tailored bespoke suits (which don't usually fit a teacher's salary), or suit separates for me. I am a tad under 6' tall (5' 11 1/2", though I usually just say 5'11"), with the inseam of someone 4-6" shorter (29-30"). If I get a bike for my height, I won't be able to put both feet down (I'll have to have just one foot down and the bike angled at a stop). If I get a bike for my inseam, will there be any issues because of my height?

When I was a teen and had a 10 speed road bike, I went with the lean the bike over at a stop thing. As an adult, I've had a Trek mountain bike (an 800 Mountain Track) and a Trek hybrid (not sure if it was a 7000, 7100 or 7200). Both were a more comfortable height, and I don't remember being cramped in any other areas. So, I'm thinking of going with the size the manufacturer lists based upon inseam. Is that the best strategy?