I started out with triples but went with 2x when compact cranks became popular and it’s worked really well for me. I can get all the gearing I need out of a 2x. I haven’t looked at a 1x but if I could get an easiest enough gear I’d certainly go with it.

A buddy of mine running an 11 sp 50/34 Ultegra crank recently removed his mid cage rear derailleur and replaced it with a XTR MTB derailleur. He also added a Wolftooth Roadlink and installed an11-42 MTB cassette. Doing something like that should get you plenty of gears for a loaded bike. Heck you could also install a 46/30 crank.

Anyway you can get plenty of gearing on a 2x setup. My brother really likes his Diverge and I enjoy my Lynskey Titanium Gravel bike. It has grommets for racks.