Well I generally ride a few feet off the pavement (well, when not riding dirt) in the sun, which is clearly much warmer lol. I don't take too much stock in what's listed on the weather apps for riding my bike, I just use it as a ballpark to get an idea of what the temps will be like for the day.
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2016 Trek 520 (54cm) touring bike for sale - never ridden. Message me for photos/details.