Ah, I typed a very long response but bikeforums acted up a bit, and well, I lost it.
It's probably a good thing, since this thread is about commuter bicycle pics after all! I created a thread in the Living Car Free forum to discuss this thing even further, just click on the link on my sig.
And yes, the system has already paid for itself 20 times over. I've been using my bike ALOT more ever since I got it and thats payment enough for me.