I bought a beautiful '98 Trek 520 off Craigslist for $550. They are around $1200 new. It's a tour bike so it's very comfortable over distance. Also, it has a 52 top ring that will definitely keep up with your husband, but it's geared low enough to pass for a roadie on the hills, provided you aren't loaded for trip to antarctica. Stripped, it weighs about 25lbs. Can't recommend a ladies' saddle. Personally, I use a brooks B-67.